Max Allowable Offer Calculator for House Flippers

Determine exactly what to offer on a property without guessing the costs or the market risk.

Never overpay Lock your profit

What is the Max Allowable Offer (MAO)?

The Max Allowable Offer (MAO) is the absolute highest price you can pay for a property and still hit your target profit. Whether you are flipping a house or acquiring a wholesale deal, the MAO dictates your entire negotiation strategy. Stop negotiating based on what the seller wants, and start negotiating based on what the math requires.

Without a firm MAO, investors operate on emotion and "gut feelings", routinely overestimating their After Repair Value (ARV) and understating their rehab, holding, and closing fees. Setting your MAO sets a hard ceiling so your capital is protected.

How InvestorVI Does It Better

Calculating a Max Allowable Offer with a spreadsheet requires digging through clunky MLS platforms and trying to guess the holding timeline. InvestorVI simplifies the path from address string to actionable offer target.

  • Deal Score IntelligenceWe grade the entire scenario instantly. With visual snapshots, you know exactly what margin of safety you are holding before firing off the contract.
  • Map & Location LimitsReal estate is local. The AI parses proximity signals—like major highways or distressed adjacencies—alerting you to invisible friction points.

Example Scenario

Example Scenario

Example Deal:

  • Purchase Price:$180,000
  • Rehab Cost:$40,000
  • After Repair Value (ARV):$320,000
Max Allowable Offer$184,000
Why this works:

This price keeps your margin safe after rehab, holding costs, and selling fees.

Investor Insight:

If you overpay even slightly, your profit can disappear quickly. This tool helps protect your downside before you commit.

Based on real investor scenarios. Results vary by market conditions.

Analyze the deal. Understand the market. Make the right decision — with InvestorVI AI.

💡 Need More Insight?

You’ve got the numbers — now go deeper.

InvestorVI AI works alongside your analysis — helping you go deeper, validate your numbers, and make smarter investment decisions. Ask anything about your deal and get instant guidance.

"This tool gives you the numbers. InvestorVI AI helps you understand what to do with them."

Ask InvestorVI AI →

InvestorVI AI can:

  • Break down your deal in plain English
  • Estimate risks and hidden costs
  • Suggest offer strategies
  • Answer real-world investing questions

Run a full deal analysis instead of guessing

Know your exact MAO instantly with real-time property intelligence.

No spreadsheets. No guesswork. Just clear investment decisions.

You can calculate this manually, or use our deal analyzer.